Andy Rosse Lane

Captiva | Florida

A Property That

Inspires Awe

View Photos Watch Film 360° VTour Open House

Victor duPont

Presented At

$3,795,000

Bedrooms

Bathrooms

Living

3,555

SQFT

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 1

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 2

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 3

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 4

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 5

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 6

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11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 11

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11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 24

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 25

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 26

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 27

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 28

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 29

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 30

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 31

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11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 34

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11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 36

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 37

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 38

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11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 40

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 41

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 42

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 43

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 44

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 45

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 46

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 47

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 48

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 49

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. - Photo 50

11523

Andy Rosse Lane

Captiva | Florida

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States. , Captiva , Florida 33924

Mediterranean-Inspired Luxury in the Heart of Captiva Village

Mediterranean-Inspired Luxury in the Heart of Captiva Village! Discover Belle Mar, a stunning Mediterranean-style estate perfectly situated along Captiva’s iconic Andy Rosse Lane-just steps from the Gulf of Mexico and the sparkling waters of Pine Island Sound. This elegant retreat captures the essence of island sophistication, offering timeless architecture, exceptional craftsmanship, and an unrivaled village location. Originally designed as the developer’s personal residence, this concrete-built masterpiece spares no detail. From its classic terra-cotta roof and arched loggias to its wrought-iron accents and tropical courtyard design, the home balances privacy with proximity-just a short stroll to Captiva’s best dining, bespoke shops and luxury boutiques, the historical ”Island Store” and the world-class white sugar-sand beaches stretching for miles along the Gulf. Inside the main residence, luxurious features abound: travertine floors, a chef’s kitchen with premium appliances including a 36” Thermador gas cooktop, custom faux finishes, and elegant moldings. Multiple living and dining spaces flow effortlessly to the outdoors, where a resort-style courtyard with heated pool and spa becomes the centerpiece for island living. A large separate guest Casita, connected by a covered breezeway with a built-in grilling station, offers ideal accommodations for visitors or multi-generational living. The property’s thoughtful design provides ample outdoor lounging, dining, and entertaining areas-each surrounded by lush tropical landscaping and enclosed for ultimate privacy. With a three-floor elevator, outdoor kitchen, gas fireplace, recreation room(s), and over 1,500 sq. ft. of flexible A/C bonus space, Belle Mar seamlessly blends comfort, functionality, and style. This rare Captiva offering embodies the best of the island lifestyle-luxury, location, and leisure-whether as a primary home, private retreat, or premium income-producing property!

Property

3D Street View Tour

Property Location

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States., Captiva Florida

Local Weather & Climate

Captiva, Florida

Current Conditions Updated recently

74 °F

Clear sky

Feels Like 75°F

Humidity 77%

Wind 18 mph

Visibility 6.2 mi

Sunrise 11:12 AM

Sunset 11:48 PM

5-Day Forecast

Wed 8 Apr

Rain

High 77°

Low 74°

Thu 9 Apr

Rain

High 75°

Low 68°

Fri 10 Apr

Clouds

High 76°

Low 69°

Sat 11 Apr

Clear

High 78°

Low 68°

Sun 12 Apr

Clear

High 79°

Low 69°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Captiva?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
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Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
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Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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$379,500,000

11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States.

Captiva, Florida 33924

5 Beds

View All Photos

Market Opinion

Ultra Luxury 476.2× median

View prices in:

Our perspective on current market conditions in Captiva. For informational purposes only — always consult a licensed real estate professional before making decisions.

Good Time to Buy

Market conditions favor buyers. Consider making a move.

Buyer Score

Prices are down 29.1% year-over-year

Homes are taking 161 days to sell - more time to negotiate

Homes selling 9% below asking price on average

Local Market Price Trends

Median home sale prices in Captiva, Florida — ZIP code 33924 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $379,500,000

Area median: $797,000

-29.1% year-over-year (well below the 3.5% historical avg)

Market Competition

161 days

Days on Market

Above typical

91%

Sale-to-List Ratio

Below asking

Future Value & Wealth Building

Starting investment: $3,795,000 20% down ($759,000)

42.4 years

Double Your Investment

Based on current market trends, your property value could double

$1,864,022

10-Year Equity

Your potential equity after 10 years of payments and appreciation

$20,199

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$6,198,566

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

2.5x

Leverage Power

Your $759,000 down payment could grow to $1,864,022 in equity (10 yrs)

Investment Perspective

$1 → $1.18

Every dollar invested today could become $1.18 in 10 years

$100 → 118 $1,000 → $1,178

$171/day

Your home may appreciate while you sleep

$1,203/week $5,215/mo $62,575/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$189K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -27% advantage over stocks

-$2.1M

+$1.9M

$1.9M Potential Equity

vs $2.1M lost to rent over 10 years

$759K Down Payment Growth

2.5x

10yr

$1.9M

4.6x

20yr

$3.5M

8.2x

30yr

$6.2M

Wealth Comparison

×15

Equivalent to 15 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $6.2M

Time to Double Your Investment (accounting for market cycles)

60.5

years

Conservative

1.15% effective/yr

42.4

years

Market-Based Opportunity

1.65% effective/yr

26.6

years

Optimistic

2.64% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $4.3M +12%

Market $4.5M +18%

Optimistic $4.9M +30%

$1.9M est. equity

20 Years

Conservative $4.8M +26%

Market $5.3M +39%

Optimistic $6.4M +68%

$3.5M est. equity

30 Years

Conservative $5.4M +41%

Market $6.2M +63%

Optimistic $8.3M +119%

$6.2M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Opportunity Zone

Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Redfin (Mar 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Mar 2026

Neighborhood Demographics

ZIP 33924 • 2022 ACS Data

161 Population

Median Age: 37.0

N/A Median Income

N/A Median Home Value

48.9% College Graduates

High

Housing

Homeowners 2.3%

Renters 0.0%

Vacancy Rate 97.7%

Employment

0.0% Unemployment

107.4% Work From Home

Education Attainment (Age 25+)

High School+ 76.3%

Bachelor's+ 48.9%

Graduate+ 4.6%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for Captiva

Cold Market More inventory, buyers have negotiating power

$797,000

Median Sale Price

$759

Price per Sq Ft

161

Avg Days on Market

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States have?

This house at 11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States features 5 bedrooms with 3,555 square feet of living space.

What is the size of 11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States?

This property offers 3,555 square feet of living space.

What is the listing price for 11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States?

This property is listed at $379,500,000, which equals $106751 per square foot.

What are the current real estate market conditions in Captiva?

In Captiva, home prices have decreased 29.1% over the past year, homes typically sell within 161 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in Captiva?

Based on current market indicators, Captiva shows an active market. The market opportunity score is 83 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 11523 Andy Rosse Lane, #None, Captiva, FL, 33924, USA, Captiva, Florida, United States?

This is a house located in Captiva, Florida. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: